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Terms and Conditions

This web site is the property of, and maintained by, The Royal Bank of Scotland México, S.A., Institución de Banca Múltiple (the "Bank"). The information contained in this website is the Bank's property and may be modified at any time, without prior notice; the foregoing does not obligate the Bank, in any manner, to update or replace information included in this website. Any user-customer of this website and of the information contained herein, is required to carefully read these Terms and Conditions.

The use of this website and of the information contained herein, is subject to these Terms and Conditions, and the access to and use of this web site, implies the user's acceptance to these Terms and Conditions.

The information contained in this website is addressed to users who are residents in the United Mexican States ("México"), and does not contemplate the public offering of securities or any other kind of offer, which requires or may require the approval of, or any filing before, any governmental authority of any jurisdiction.

The Bank and its affiliates make no representation in respect to the accuracy, sufficiency or reliability of any information, of any nature whatsoever, contained in this website, or that such information is not misleading, nor that the information contained therein is complete, or the information that is required or necessary for the relevant user. The Bank and its affiliates accept no liability, of any nature whatsoever, nor shall any of them be responsible, for the information, for any omissions or in respect of the website not being available at any time or of any failure affecting the website, which is accepted by the users by the sole use of this website.

The Bank and its affiliates shall not be responsible if the information contained in the website may be obtained or, if obtained, that such information shall not damage any of the users' properties.

The use of this website or of the information contained herein, shall be the users' sole responsibility.

The Bank and its affiliates shall not be responsible, and the user accepts and shall be solely liable, for the risks inherent to the use of the Internet, such as the loss of information or infections caused by viruses, or if this web site or the information contained herein is modified or affected in any manner by unauthorized users.

In those cases where the Bank, through this website, provides links to third parties' websites, the access to such third parties' websites, and the use of the information contained in such third parties' websites, shall be the user's sole responsibility. The Bank and its affiliates make no representation, and assume or accept no responsibility, of any nature whatsoever, in respect of any third party's confidentiality policies in connection with such third parties' websites and of the information obtained by such third parties resulting from the use of their respective websites by the user, in respect of whether such third parties' websites may be accessed and be available or from failures of third parties' websites, or for the accuracy, sufficiency or reliability of any information, of any nature, contained in such third parties' websites.

If applicable, the information obtained by the Bank from the users, as a result of visits to this website, shall only be disclosed to the Bank's officers and employees and to its affiliates' officers and employees, to the authorities requesting it and if required under applicable law.

All information contained in this web site is owned by the Bank or its affiliates, and even if such information shall not registered under the terms of the applicable copyright laws, such information may not be reproduced or used by any third party, in any manner whatsoever, in contravention of the provisions of any applicable copyright law or for profit, except with the prior written consent of the Bank or of its relevant affiliates.

The trademarks used in this website are registered, and are owned or are used under duly obtained licenses, by the Bank or its affiliates and may not be reproduced or used, in any manner whatsoever, in contravention of applicable intellectual property law or for profit, except with the prior written consent of the Bank or of its relevant affiliates; furthermore, the use of this website shall not be deemed as the granting of a license for the use of any trademark, to the relevant third party.

The access and use of this website by any user shall not be deemed as constituting the giving of any kind of investment or securities advice, all of which is acknowledged and accepted by the user. The Bank recommends the user to consult its applicable advisors, including its financial, tax, accounting and legal advisors, in respect of any financial transaction of any nature, including transactions referred to or mentioned in this website.

Commissions, interests, fees and any other expenses, and the agreements applicable in respect of any kind of transaction referred to or mentioned in these Terms and Conditions, may be obtained from the Bank's officers, in accordance with the provisions set forth in applicable law.

If any provision contained in these Terms and Conditions shall be null and void or invalid, for any reason whatsoever, this shall not be deemed to invalidate or affect the rest of these Terms and Conditions, and these Terms and Conditions shall be construed and read excluding any invalid provision.

These Terms and Conditions shall be governed by and construed in accordance with the applicable laws of Mexico.